National Common Mobility Card – One Nation One Card

 
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The government has launched the One Nation One Card in association with the State Bank of India (SBI). It is the first National Common Mobility Card (NCMC) with which people will be able to make multiple kinds of payments such as transport charges, including metro services and toll tax, across the country and withdraw money from the same card.

National Common Mobility Card

These are bank issued cards on Debit/Credit/Prepaid card product platform. The customer may use this single card for payments across all segments including metro, bus, suburban railways, toll, parking, smart city and retail. The stored value on card supports offline transaction across all travel needs with minimal financial risk to involved stakeholders. The service area feature of this card supports operator specific applications e.g. monthly passes, season tickets etc.

Who developed NCMC?

‘One Nation One Card’ has been developed by the Ministry of Housing and Urban Affairs (MoHUA). The Union Ministry of Urban Affairs has been working on it since 2006, when it was envisaged as part of the National Urban Transport Policy (NUTP). The High level Committee on Deepening of Digital Payments (CDDP) under chairmanship of Shri Nandan Nilekani has, inter-alia, also recommended that NCMC cards be usable at all transit locations

Features of National Common Mobility Card

  • Banks issued standard & Secure Payment method based on dual interface EMV+ standard
  • Vendor agnostic ecosystem and same card can be used across all operators
  • Provision of Stored Value {Money} Cards which can be accessed offline and speed up transactions. Stored Value for offline payments ensuring minimal transaction time and financial risk to the Merchant/Operators/Bank
  • Service Area (Reserved space) on card for Storage of Monthly Passes, Tickets & Financial Inclusion products
  • Based on open loop and can be used on all PoS/ATM machines in contactless/contact mode

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